We help people manage their debts with an approved IVA
Reduce your monthly payments
Protection from creditors**
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IVAs, Debt Management Plans and Expert Debt Advice
Every year, thousands of people just like you get back in control of their debts through an IVA. They get their finances back on track and we could do the same for you. Get in touch today to discover your potential options.
Multi-award winning team
The debt advisor team has received a number of prestigious awards over the years which shows the commitment and care put into the advice and service offered to clients.
Experienced Debt Advice
Able to help people with all types of debt and assist them with the different options available in a personal, friendly and non-judgemental manner.
Helping people like you
Debt causes all kinds of problems, like stress and sleepless nights but getting started is easier than you think and help is just a phone call away.
What is an IVA?
An IVA stands for Individual Voluntary Agreement, and is an arrangement legally made between the person in debt and their creditors, whom the debt is owed to. The aim of an IVA is to avoid more final outcomes like bankruptcy.
An IVA can typically help people overcome debt in around 5 years by allowing people with numerous debts by condensing them into a single, monthly payment.
Alternative to Bankruptcy
Debt-free in 5 years or less
Single Monthly Payment
Why Choose an IVA?
While there are a few benefits of an IVA, here are the main ones:
- Debt-Free in a fixed period of time
- An IVA Eliminates Creditor Contact
- Stops Any Further Interest And Charges
- Pay One Single, Affordable Monthly Payment
- Enables You To Repair Your Credit Rating
Don’t live with the stress of being in debt
Call or complete our form. An expert debt adviser will provide you with the best options to help you deal with debt, taking into account your individual situation. No pressure, just friendly help.
Imagine your future being a debt-free one
You’re not alone. Friendly advisors are here to help you.
Without debt management
With debt management
Single monthly payment
Creditors stop chasing you
NB. The figures above are very generic and should only be taken as a very rough guide to how a financial solution can help reduce and consolidate payments. They are only to be used as an example alone and your results may be completely different based on your debt level and current financial situation. All debt solutions should be very carefully considered. Fees will be charged if a solution is taken in order for us to set up your plan and maintain it – all fees will be outlined during your consultation.
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How It Works
It takes just 3 simple steps to start taking control of your life again.
Fill out the form or call
Give us a few details about your debts and how we can get in touch. A debt advisor will give you a call back to let you know your available options.
Call us now on: 0800 848 8078
Discuss Your Options
Friendly advisers will be committed to giving you the best possible debt advice and will offer possible solutions to help with your financial situation. There is no obligation and you are free to seek further advice.
Take the first step
If you start a debt solution, your creditors will be contacted to let them know that your debts are now being managed. We’ll offer protection from creditors for initial 30 days – leaving you free to get on with your life.
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Frequently Asked Questions
Click on a question for more information
We will negotiate for reduced monthly payments on your behalf
We will try to obtain a reduction or freeze in interest
We will deal with your creditors on your behalf
You will have your own personal advisor to provide help and guidance
Whilst we can’t guarantee they’ll agree to it, our experience and reputation means we have strong relationships with the creditor industry and we have an excellent success rate. We’ll work on your behalf to show that your offer is fair and reasonable and the best way to ensure you will be able to make regular payments towards repaying your debts in the shortest possible time. We’ll keep you fully informed at all times and deal with all the paperwork and phone calls for you.
We’ll undertake regular reviews with you and also go back to your lenders to renegotiate your repayment plan as and when any change in your circumstances makes this necessary.
Once your debt management plan begins, we will also handle any correspondence between you and your creditors.
Bear in mind that there are fees for the services we provide. In some cases, this may mean you briefly get further into debt before you start paying them back – but rest assured that as soon as our initial fees are paid, every payment you make will be reducing what you owe.